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Small amounts look trivial until you give them time. Money experiments on IfSketch are educational estimates: compound a daily habit, delay a start date, or cut a category of spending. They are not financial advice, and they do not promise returns.
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- What If I Saved £10 Every Day? £10 a day is about £3,653 a year. See what it grows to over the years you choose.
- What If I Started Saving 10 Years Earlier? How much difference a head start makes when the same amount gets more time to grow.
- What If I Cut My Spending by 10%? A 10% trim to your spending, added up over months and years.
- What If I Saved My Coffee Money? Your daily coffee turned into a yearly and long-term total.
- What If I Increased My Savings Every Year? What happens when you nudge your savings up a little each year.
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What If I Saved £10 Every Day?
Daily, weekly or monthly: see what a regular saving habit adds up to, from £10 a day to a £100 standing order or a jar of £1 coins.
Explore this experimentExperiments in Money
5 interactive experiments.
What If I Saved £10 Every Day?
Daily, weekly or monthly: see what a regular saving habit adds up to, from £10 a day to a £100 standing order or a jar of £1 coins.
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What If I Cut My Spending by 10%?
Apply a percentage trim to a monthly spend figure and see the pounds that would be freed.
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What If I Started Saving 10 Years Earlier?
Compare a monthly habit started now with the same habit given extra years at the front.
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What If I Increased My Savings Every Year?
Start with a monthly amount that steps up annually, with optional illustrated compounding.
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What If I Saved My Coffee Money?
Price a regular coffee or takeaway habit over the years, and see what the same money could become if you saved it.
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How the money experiments work
Each one takes an amount you choose, repeats it over time and, if you like, adds an interest rate you pick. You'll see what you put in, kept apart from any growth, so it's always clear how much came from you and how much from compounding. The rates are illustrations you set yourself, not predictions.
Which one to try first
If you're starting from scratch, try £10 a day: it's the simplest way to see how small daily amounts stack up. If you're wondering whether it's too late, the saving-earlier page shows what a head start is worth. And if you'd rather spend less than save more, the 10% cut and coffee money pages come at it from that side.
What these estimates leave to you
Here's the catch: real savings accounts and investments go up and down, have fees and may be taxed, and none of that is in a simple model. These are educational sums, not financial advice. They're there to make the size of a habit feel real, so you can decide what's worth doing with your own money.